Questions You Need to Ask a Credit Repair Service Before You Hire Them

Juggling to pay off loans while they keep on accumulating is a debilitating experience. It can feel like the walls are closing in and there’s nothing you can do about it. The worst part is, it does a number on your credit history.

A credit repair service is your best bet if you want to improve your credit score. But when it comes to choosing a credit repair company, you can’t go with just about anyone.

That’s why it’s important to ask your credit repair company a number of questions. Here are a few of them:

Q: “Do You Have Fixed Price Programs?”

Unfortunately, nothing is free. But some services give their clients an incentive to get them to sign up for monthly services. Ask the company if they have fixed price programs and if they can give you an expected time frame for when your dues will be cleared.

Some services purposely delay their services so you end up paying a fee every month. Signing up for a fixed price program is a good decision because you’ll only have to pay once to avail the services.

 

Q: “Is There a Money-Back Guarantee?”

If you feel like the consultation services aren’t helping, and you’re not seeing an improvement in your credit score, you should ask for a refund.

Make sure to ask this question in the beginning. That way, you’ll have an exit strategy, without incurring any losses.

Q: “Can You Guarantee My Score Will Improve?”

This is exactly why you’re hiring a credit repair company. And it’s completely legal for them to tell their clients that they’ll be able to improve their score by a certain percentage. For example, you can ask the company how much you should expect in terms of improvement and they can tell you the average improvement percentage for all of their clients.

Of course, that doesn’t mean that they can inflate their success rate. Moreover, keep in mind that the improvement will vary based on your financial history.

The Conclusion

When it comes to improving your credit score history and devising a budget plan, you should always go with a reliable credit repair service.

We provide free consultation services on a first-come-first-serve basis. Sign up without a delay so we can get started right away! We serve clients in Michigan and all over the US.

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