Uncategorized

What To Do When Your Credit Card Application Is Declined

What To Do When Your Credit Card Application Is Declined

Receiving a credit card rejection can be a shock, especially when you have no idea why. Many people feel like their financial affairs are in good order, but are still unable to get a credit card successfully. Don’t reapply immediately, because there may be some underlying issues that you’re not aware of. There are some …

What To Do When Your Credit Card Application Is Declined Read More »

A Guide To Managing Stress and Finances During the COVID-19 Pandemic

A Guide To Managing Stress and Finances During the COVID-19 Pandemic

As the COVID-19 pandemic sweeps the globe, people are taking the necessary precautions to safeguard their physical health. However, during this time of heightened stress, too many people are overlooking their mental health. The World Health Organization (WHO) recently issued a statement asking people to pay special attention to their mental health—as anxiety and stress …

A Guide To Managing Stress and Finances During the COVID-19 Pandemic Read More »

Understanding What It Means To Have No Credit Score

Understanding What It Means To Have No Credit Score

It’s wise to check your credit to assess where you stand financially. However, you may be among the 45 million plus adults who don’t have FICO scores. If you don’t have extensive experience with credit, it’s unlikely that you have a substantive credit score. This is especially common among young people who haven’t had the chance …

Understanding What It Means To Have No Credit Score Read More »

Negotiate Your Credit Card Debt in Three Simple Steps

Negotiate Your Credit Card Debt in Three Simple Steps

More Americans than ever before are using credit cards to purchase things—this applies to everything from groceries to electronics. Consumers are lured deeper into credit card debt because they’re told that they can buy now and pay later, along with added incentives such as travel points and cash backs. According to the latest statistics, credit …

Negotiate Your Credit Card Debt in Three Simple Steps Read More »

Credit Building and Repair for Young Adults in 3 Easy Steps!

Credit Building and Repair for Young Adults in 3 Easy Steps!

According to recent data, young Americans between the ages of 18 and 29 years owe an astounding $1.05 trillion in debt! While the debt they owe is relatively lower when compared to other age brackets, it’s still quite alarming. Most of this debt can be attributed to student loans, credit card debt, and auto loans. …

Credit Building and Repair for Young Adults in 3 Easy Steps! Read More »