Getting a second mortgage on your home is often a much better option compared to taking out an unsecured loan. However, like any other type of loan, a second mortgage is harder to get if you have bad credit. But while it’s no easy feat, the good news is that it isn’t impossible either. In …
There’s a lot of misinformation out there about credit cards in general. That’s because they work with credit, which is a tricky thing to tackle as it plays a role in so many things. Understanding the best way you can deal with your credit cards has to do with understanding how credit works. Understanding credit …
Having good credit proves your trustworthiness to lenders and creditors. Not only does it improve your chances of getting a loan, but you’re also more likely to get it on more favorable terms. So if you’re planning to take out a mortgage or apply for any other type of loan in the near future, it’s …
How Long Does It Take To Improve Your Credit Score? Read More »
The total household debt in the US hit a record $13.21 trillion last year. The average citizen owes around $100,000 for various essentials, such as a mortgage, car loans, and student finance. However, Americans continue to spend at an astounding rate, which means the national debt rate isn’t coming down any time soon. While it …
Buying a Car While in Debt — 3 Factors to Consider Read More »
Buying things on credit is more than common in the US. Most people cannot afford to finance investments such as houses, cars, and college tuition on their own, so they look to banks for help. According to the latest statistics, consumer debt in the US stood at an astounding $13.86-trillion!Unfortunately, that hasn’t stopped people from …
3 Key Tips for Choosing a Competent Credit Repair Company Read More »
Juggling to pay off loans while they keep on accumulating is a debilitating experience. It can feel like the walls are closing in and there’s nothing you can do about it. The worst part is, it does a number on your credit history. A credit repair service is your best bet if you want to …
Questions You Need to Ask a Credit Repair Service Before You Hire Them Read More »
You like using your credit card to pay for purchases. There’s nothing like not having to carry cash whenever you go shopping. Who even needs it when you’ve got a credit card, right?But sifting through your stack of cards, you wonder if there’s such a thing as having too many. You’re considering getting another one, …
One Card Too Many: How to Tell If You Have Too Many Credit Cards Read More »
Taking out a loan felt like a good idea at the time, but now, you’re struggling to pay it off. What’s worse, it’s affected your credit history. You’re under a mountain of stress because of all of this, and you’re not sure what you can do about it. You’ve tried to negotiate with the bank …
How Can a Credit Repair Company Help You Rebuild Your Credit? Read More »
You’ve decided to sign up for a credit card. But is that a good idea? After all, you heard all the horror stories about people being crippled by a mountain of debt. Well, it depends. There are a lot of misconceptions about credit cards, since they’re one of the main means of paying for commodities, …
Shopping during the holidays can be fun and therapeutic. But it’s easy to lose track of time—and your purchases—once you get into it. But now that the holidays are over, you’re realizing the extent of the unnecessary purchases you made. What’s worse, you’ve almost maxed out your credit cards. This doesn’t bode well for your …
Oak Credit Repair was established to assist people with unfavorable credit ratings. We do not promise anything that we cannot provide.
If my plan is followed and nothing improves, we offer a money-back guarantee.
