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A woman using a credit card to make a payment at a cafe

The 3 Best Times To Pay Your Credit Card Bills For A Good Credit Score

Have you ever heard the saying “timing is everything”? Well, the same is true when it comes to making your credit card payments. More than half of the population in the United States has credit card debt. Over 40% of these people can’t afford anything more than paying the minimum payment. As a result, the rest …

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A student calculating her student loan.

4 Harsh Realities Regarding Student Loans That You Should Know About

College and university graduates finish their education with great hopes of a bright future but find themselves being weighed down by years’ worth of student loan debt. In the United States, student debt is approximately $1.68 trillion, and this amount multiplies six times faster than the country’s economy. According to the Consumer Finance Protection Bureau, the payment term for a …

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A man working with a credit repair company.

3 Advantages of Working with a Professional Credit Repair Company In 2021

Did you know that only 1% of people have a perfect FICO score of 850? Credit repair can be challenging, but it can help you secure a more competitive interest rate and reduce the amount you pay in interest. Most people want to get that perfect credit core but aren’t sure about where to start. Credit repair can be …

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A couple uses their joint credit card to shop online and make other purchases.

Poor Credit Scores and Marriage—What’s the Connection?

Getting married comes with a wide range of financial responsibilities and roles, and it’s important that you understand the implication of your decisions before making this lifelong commitment. While a poor credit score won’t affect your partner’s stellar record or score, or vice versa, it’s not as straightforward as one would assume. You don’t automatically …

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People resort to shopping online for holiday presents and gifts, using their credit cards for convenience.

4 Things to Watch Out for Before Spending Excessively on the Holidays

The holidays are almost here, and you’re most probably knee deep in shopping and buying all your gifts and presents, booking staycations and making travel plans (safely) to see loved ones. But you might be making some key financial mistakes during your holiday splurge, which could cost you. If you’re not sure where you could …

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