Getting a second mortgage on your home is often a much better option compared to taking out an unsecured loan. However, like any other type of loan, a second mortgage is harder to get if you have bad credit. But while it’s no easy feat, the good news is that it isn’t impossible either. In …
There’s a lot of misinformation out there about credit cards in general. That’s because they work with credit, which is a tricky thing to tackle as it plays a role in so many things. Understanding the best way you can deal with your credit cards has to do with understanding how credit works. Understanding credit …
Receiving a credit card rejection can be a shock, especially when you have no idea why. Many people feel like their financial affairs are in good order, but are still unable to get a credit card successfully. Don’t reapply immediately, because there may be some underlying issues that you’re not aware of. There are some …
What To Do When Your Credit Card Application Is Declined Read More »
Having good credit proves your trustworthiness to lenders and creditors. Not only does it improve your chances of getting a loan, but you’re also more likely to get it on more favorable terms. So if you’re planning to take out a mortgage or apply for any other type of loan in the near future, it’s …
How Long Does It Take To Improve Your Credit Score? Read More »
As the COVID-19 pandemic sweeps the globe, people are taking the necessary precautions to safeguard their physical health. However, during this time of heightened stress, too many people are overlooking their mental health. The World Health Organization (WHO) recently issued a statement asking people to pay special attention to their mental health—as anxiety and stress …
A Guide To Managing Stress and Finances During the COVID-19 Pandemic Read More »
With consumer debt getting out of hand in the US, most people are just one small mistake away from a financial disaster. I f you’re worried about the same, here are a few ways to establish short-term financial goals to secure your future.
If you’ve done some research on credit repair, the chances are that you’ve come across ads that promise “a 100 point jump overnight!” Sounds like a good deal, right? It definitely isn’t. Credit repair companies that operate ethically can’t and don’t make these claims. The reason: credit repair just doesn’t work that fast. There’s no …
It’s wise to check your credit to assess where you stand financially. However, you may be among the 45 million plus adults who don’t have FICO scores. If you don’t have extensive experience with credit, it’s unlikely that you have a substantive credit score. This is especially common among young people who haven’t had the chance …
Understanding What It Means To Have No Credit Score Read More »
Most people are unaware of how everyday transactions affect their credit score. Is renting a car one of them? If yes, then in what way? Does A Car Rental Affect My Credit Score? In short: Yeah. A car rental is capable of affecting your credit and it’ll most probably be in a negative way. The …
Oak Credit Repair was established to assist people with unfavorable credit ratings. We do not promise anything that we cannot provide.
If my plan is followed and nothing improves, we offer a money-back guarantee.
