Month: August 2020

Hospital debt and unpaid medical bills are becoming increasingly common in the United States. While people without insurance struggle to pay medical costs, people with medical insurance have also been having trouble affording certain medical treatments. Luckily, the three major credit bureaus, Equifax, Experian, and TransUnion, have a 180-day waiting period before your medical debt …

How to Avoid Affecting Your Credit Score While Paying Hospital Debt? Read More »

Bankruptcy is a legal process that relieves individuals of their debts—partially or wholly, depending on the circumstances. While it’s a smart decision to promptly file for bankruptcy when needed, it is vital to understand the implications of doing so on your credit score. In this article, we’ve discussed the process of bankruptcy and how it …

Does Filing for Bankruptcy Affect Your Credit Score? Read More »

According to the Consumer Federation of America, 32% percent of Americans have never obtained a copy of their free credit report. This could potentially risk their financial well-being as inaccurate credit reports can cost you loan denials and money. In fact, you could also fall victim to identity theft. You can easily access your credit reports at AnnualCreditReport.com and continually …

What Is A Credit Report and What Does It Include? Read More »